Better short-term loans with Line of Credit

Get collateral free credit line, access cash up to 25 lakhs with 24*7 withdrawals for your business.

Unlock Your Working Capital

Get Funds As Soon As You Receive The Invoice. Accelerate Your Cash Inflow By Converting The Company’s Account Receivable Into Liquid Cash.

Why Financekaart For Line Of Credit Discounting?

Quick Verification and
Cash Flow

Verify your business instantly on the Financekaart platform and get funds in 24-72 hours*

Risk-free Assets

Get cash against your company’s unpaid invoices. No need to pledge any assets

Avoid New Debt

Grow your business without impacting your balance sheet

Real-time Updates

Track your invoice status on the go through Financekaart self-serve module

Paperless Process

Upload your documents and invoices easily on the Financekaart platform

End-to-end Management

Smooth and transparent process from invoice listing to funds disbursal

Use, Repay, Repeat


Credit Limit up to ₹25 Lakhs


100% flexibility - No preclosure charges


Low interest rates - Starting from 1.5% per month


Reduce interest flow - Pay as you use



interest rate per month, with
no other charges. Pay as you use.

Eg: If you withdraw ₹1 lakh at 1.5% pm and repay in
20 days, you pay only Rs 1,000 as interest.


APR (Annual percentage rate) ranges from 18% to 32%


Registered business with annual turnover of ₹20 lakhs and operating for at least 12 months

Calculate your EMI

How much capital do you want?

₹ 9,00,000

Rate of interest (monthly)



3 months

"Financekaart is a technology platform - it is not a bank and does not hold or claim to hold a banking license. The business current accounts, VISA corporate cards, business loans and other similar banking services/financial services offered on the Financekaart platform are provided by RBI-licensed banks and financial institutions. All funds in the Financekaart powered business current account are insured as per limits prescribed under the RBI’s deposit insurance scheme. The banking services/financial services offered on the Financekaart platform are powered by our partner banks/financial institutions and follows all security standards and legal requirements prescribed by the partner bank/financial institution, in accordance with extant RBI regulations."

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